Shopping safely online

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The Internet has accomplished what was seemingly impossible – shopping with your fingertips. You don’t need to go to a supermarket or a shopping mall, yet you can get what you want online. You can shop for consumer goods like electronics, fashion, vehicles, and lot more.

While e-commerce platforms enable you to purchase online, there is also a risk in it. Passing credit card or bank account information online is risky. The Internet is not as regulated as we imagine. Most of the activity that happens across networks might not be under our control. Online shopping however safe is not tunneled. The information you send goes to many routers on the Internet before eventually reaching its destination.

Identity theft is the most common thievery online. The second one being credit card fraud. Using others credit card number fraudulently to purchase things online. But credit cards are far safer than debit cards. Credit cards you can claim fraudulent charges liability. But with a debit card, you account might be wiped clean. You might not get your money back.

Get yourself a disposable credit card. You can add money whenever there is a need. So the credit card is worth what it holds. You can hold credit in the card to what you think is necessary. After use, you can re-fill or buy a new one.

When you enter a website, make sure it is a secure site. See if the website’s URL has an https prefix to it. Always choose such sites to shop online. Don’t visit sites that are not secure. You might lose out your information to online hacks.

Smart Shopping Tips

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Online shopping has come a long way from just a few years ago. People are no longer as apprehensive about entering their credit card number into the computer and often do it freely without thinking. But being aware of safe online shopping practices will ensure your identity is protected.

Always use familiar websites and merchants. If you know a website has a “.com” at the end of the address, don’t be fooled by a lookalike with a “.net” or other ending. Cons like this are common and are an easy way to steal your information.

Look for the secure encryption. Most online merchants should have the secure sockets layer encryption in the web address. It should start with HTTPS:// (instead of the usual HTTP://). That extra S and padlock icon that appear ensures the page is safe.

Use smarter payment methods. Instead of entering your credit card number, have a Visa prepaid card or any other prepaid debit card. These cards only contain the amounts of money you yourself have put on them, meaning that if the numbers are stolen, thieves won’t run your credit into the ground.

Safeguard your password. Don’t give your online passwords or debit card pin numbers out to anyone. These numbers act as your identification, so anyone with access to them can pretend to be you.

Only use private computers. When buying online, filling up the shopping cart of a public computer leaves you open to identify theft. Many computers automatically remember passwords and credit card numbers so don’t put yourself in that situation. Shop smart.